One of the most reasonably priced bikes that Hero sells is the HF Deluxe. There are five different variations of this comfortable bike. The bike has a 97.2 cc air-cooled engine with ‘Xsens’ technology, which provides superior acceleration and fuel efficiency. Drum brakes are included with it, and the fuel tank capacity is 9.6 L. The bike provides a passable performance with tubeless tires and alloy wheels. Design-wise, the bike is fairly traditional. This is a good option if you’re looking for a cheap bike and value fuel efficiency.
Bike Insurance Hero HF Deluxe
According to the Indian Motor Tariff, having at least third-party bike insurance coverage is a requirement in India. A 2,000 rupee fine and/or up to three months in jail are the consequences if you are found traveling without one. In addition to protecting you from punishment, purchasing third-party bike insurance also protects you from financial obligations to a third party in the unfortunate event that your bike is involved in an accident. So, it is a prudent choice to purchase third-party bike insurance and renew it periodically before it expires.
Insurance Cover Types
Third-Party Bike Insurance Policy: In India, third-party bike insurance is required. It protects you from third-party liability brought on by harm, loss of life, and property damage. You can get property damage coverage for up to Rs. 1 lakh.
Individual Own-Damage Bike Insurance: A standalone own-damage plan provides coverage for the harm your bike sustains in the case of an accident or other unforeseen circumstance.
Plan for Complete Bike Insurance: A thorough bike insurance policy will protect you against both your own and third-party obligations as well as any damages your bike may receive in an unexpected circumstance.
How to Get Hero HF Deluxe Insurance
It’s simple to purchase Hero HF Deluxe motorbike insurance from Insurance. By carrying out the quick actions listed below, you can buy the insurance in a few minutes:
Step 1: Go to Insurance’s official website.
Step 2: Click “Bike,” then provide your bike’s identification number in the box under “Get Your Quotation.” If you can’t recall your bike’s serial number, please proceed by entering other information instead, such as its brand, model, fuel type, variant, registration year, etc.
Step 3: Enter your personal information, including your name and mobile number, to view bike insurance estimates.
Step 4: Based on your needs and budget, choose the best bike insurance plan from the range of offers for your Hero HF Deluxe bike.
Step 5: Pay online for the selected policy. You will receive the policy information via email.
Insurance Claim Procedure for the Hero HF Deluxe Cycle
Procedure for Cashless Bike Insurance
The procedure for cashless bike insurance claims is intended to assist you in getting your bike fixed at the network garage of your insurance carrier without having to pay any money. In accordance with this procedure, the insurance provider pays for the repairs. The steps for making a cashless claim on your HF Deluxe bike are as follows:
Call your insurer’s customer service department, visit their website, or use their mobile app to notify them as soon as you can following an accident or disaster.
In the event of an accident, fire, theft, etc., inform the police of all the incident’s details and file an FIR.
Take photos of the after-accident damage to your insured bike, any injuries, and other damage to obtain them as essential evidence for the settlement of the claim.
Choose a network garage close to where you are and bring your bike there for cashless maintenance. Also, you can speak with your insurer to set up towing services if the situation is dire.
A surveyor from the insurance company will be dispatched as soon as your bike enters the network garage to evaluate the severity of the damage it has sustained. Here, you must display pertinent documents including a driving license, an insurance copy, and a registration certificate.
The surveyor will write a report outlining the claim’s estimate and submit it. The insurer will either accept or deny your claim based on the surveyor’s findings and the supporting documentation.
Your bike will begin receiving repairs from the network garage once your insurer gets the go-ahead. Your insurer will pay the repair fees owed to the garage directly when the repairs are finished.
Bike Insurance Reimbursement Procedure
The method for filing a reimbursement claim is intended to make you pay for your repair costs upfront and then refund them after filing a claim. The steps to file a refund claim for your HF Deluxe bike are as follows:
- Notify your insurance provider of the incident and file a claim.
- After an incident, take your bike to any shop or garage for repairs.
- To determine the full degree of your bike’s damage, your insurer will dispatch a surveyor to the garage.
- The surveyor will write a claim report and send it to your insurance provider.
- Your bike will begin to be repaired at the shop, and you will be responsible for paying the associated repair bill.
- Send your insurance claim form, the original repair invoice, and any supporting documentation.
- After examining your receipts, claim form, etc., your insurer will refund you for the amount of your claim.
